>>105856577
>why aren't you rich?
I have enough money that I have zero financial worries in my daily life. I have $600k equity in my house (nearly all paid off) and have $300k in my retirement. Any time I get a raise I dump the difference into the sp500. My checking account has $25k in it as of this morning; I like to keep it around $20k as a rainy day buffer. Double-income, no kids, no desire for kids. My wife and I have the freedom to do whatever we want, within reason.

The difference between this lifestyle and "being rich" involves a much more active and stressful working situation than what I want. I don't like working harder than I have to, I hate corporate ladder bullshit, I love working ~25 hours a week (from home) and I'd have to sacrifice my slacker lifestyle for a chance at doubling my income within the next 5 years. And for what? To buy bullshit I don't particularly want or need? Status means nothing to me, all I want is financial stability and the freedom to pursue my interests, which are inexpensive (hiking and mountaineering 1-3 hours drive from my house).

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If you guys are so smart, why arent you rich?