>>60364779
>It means get to save about $30,000/year on rent now, but I am going to be a loser in my 30s living with my parents again.
It really is the best decision financially speaking though.
I've been tempted to do the same even though my rent is only ~22k/year CAD (15k USD) and it's in rent control so limited to only a 2% increase/year, but I've been here so long it's already $600/mo below market rate, and I'd lose that once I move out.

Having talked to my parents about it, my mom would love it, but my dad is apprehensive of the idea and he wants to charge rent - at a bare minimum it would probably mean being their slave around the house, taking care of the lawn, snow, trees, or any other random renovation or project they want to enlist my help with.
Personally I don't like it, if it was anything like when I was in university, they have boundary issues, it would be impossible to have my own time, they would always be walking in to bug me or tell me something, or asking me things or ask what I'm doing, or be nosy and ask what I ordered whenever something gets delivered or some snarky comment if I ever get food delivered.
It's fine for a few weeks, but after a month I'll be hating my life.

I'm nearly 70% of the way to my retirement number, so if I ever get fired or lose my job I'll be at a bit of a crossroads.
Would I go through the humiliation of finding a new job?
Or try to cut my costs a lot, sell my car and switch to public transit, eat super cheap, spend nothing, and enjoy early retirement on public transit?
Or sell everything, move to Thailand and jump around low cost of living countries around SEA indefinitely because I wouldn't be able to move back?
Or move back in with parents, lose my rent controlled apartment, and have enough to move out and retire from portfolio appreciation in 10-15 years?

idk all of them kind of suck, I should have enough to retire in 3 more years just sticking where I am, so hopefully I never have to go down one of these paths.

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Renting = What the FUCK is going on